Insurance doesn't want to fix car?

Insurance doesn't want to fix car?

Ok, So I have insurance through UAIC. I was not aware till the research i've done they are the biggest losers in the business. Here's my issue, my car was vandalized on november 12 of this year. I have full coverage insurance. Prior to insurance, we agreed to have photos taken by the local insurance so they can note any problem.. Car clear perfect which it was. No a scratch, ding or dent showroom conidition I would say at the time. I filed the claim the same day of the 12th of November. It took them 2weeks just to come estimate the car, estimate was 1500 and let me tell you. My smallest quote was 2900$ so immediately I was a little worried about it. Well I finally got a call back today on december 13th. Telling me the insurance estimator for them said the car had prior wear and tear. Which it was absolutely not! i treat my car great and have pictures to proof it. What can I do, and I see no point in full coverage with these guys! I don't know if i should be angry, do a legal matter or just cut my losses and switch back to liberty mutual

 

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